Equals Money is a UK-based electronic money institution providing international payments, expense management, and business accounts to over 30,000 businesses.
Open a business account
Choose the business account package that suits your company needs.
Business Current Account
Monthly fee
Free
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Features
We provide a standard bank account for trading businesses used for day-to-day receipts and payments, payroll, VAT, and formal company banking. This account is often essential for limited companies.
We help you simplify accounting by tracking cash flow and expenses in real time for accurate financial management.
We offer multi-currency IBANs so you can send and receive money in 38 currencies using a single account.
We help you manage your spend with smart cards and custom limits.
We allow you to assign tailored account roles with controlled access permissions.
We support multi-user access, letting you add unlimited users without individual credit checks.
We enable faster settlements with same-day payments via Faster Payments, SWIFT, and SEPA.
We eliminate reimbursements by issuing instant-use cards to avoid out-of-pocket expenses.
We help prevent fraud by allowing you to block ATMs or merchants and securely approve spend requests.
We provide global card acceptance in 190+ countries and 21 currencies worldwide.
Fees
Monthly account fee: £25 / month (Business Tier)or £250 / year (annual option with ~17% discount)
Physical card issuance fee: £10 one-off per card
Cash withdrawals (UK or abroad): £1.50 per withdrawal
FX and payment fees: Based on volumes / contact sales (not listed)
Time to onboard
information
1 week
Account opening fee
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Free
Monthly fee
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Free
Multi-currency Account
Monthly fee
GBP 0
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Features
We offer multi-currency IBANs that let you hold, send, and receive funds in multiple currencies, issue corporate cards, and manage international spend.
You can hold and operate in up to 38 currencies with named IBANs, all within one account and multiple currency balances.
We support same-day or next-working-day transfers across many currency corridors.
We provide prepaid corporate cards with spend management tools, including budgets, approvals, and expense control.
We offer free usage in many major currencies when you hold that currency.
We provide API integrations for batch payments and automation.
Fees
FX fee (commonly ~1.5%) applies outside supported balances or currencies.