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Looking for the best bank to open a business account in Malta? You’re in the right place. Binderr Marketplace lets you compare and apply for business bank accounts in Malta from traditional banks to modern EMIs — all in one place.
Mo leads marketing and growth at Binderr. He has helped leading Fintech brands like Wise (formerly TransferWise), Revolut, and Binance, driving their expansion across Europe and APAC region. With a background spanning Fintech, Blockchain, Web3, and SaaS, Mo focuses on building brands that scale globally with compliance, trust, and transparency.
Binderr Marketplace is a global business setup and banking platform that connects entrepreneurs, startups, and established companies with vetted corporate service providers — including banks, EMIs, and financial institutions across multiple jurisdictions.
It’s designed to simplify business banking in Malta or anywhere, giving founders a transparent, comparison-driven way to choose the best business bank account in Malta based on their needs. Whether you’re a local firm or a non-resident founder applying remotely, Binderr makes the entire process faster and more compliant.
Here’s how it works:
In short, it’s the fastest and safest way to open a business account in Malta — especially if you’re in high-risk or regulated industries like crypto, fintech, forex, or iGaming, where traditional banks often reject applications or demand in-person verification.
Because applying to Maltese banks the traditional way can feel like running a marathon, blindfolded.
Each bank has its own onboarding forms, document formats, compliance questionnaires, and KYC templates. You’ll end up filling out the same details over and over again — for every single institution you apply to. Then comes the real fun:
It’s repetitive, fragmented, and inefficient — especially if you’re a non-resident or operating in a regulated sector like crypto, forex, fintech, or iGaming. Binderr Marketplace fixes all of that.
It brings all your banking options under one platform, letting you:
No multiple forms. No endless email chains. No chasing approvals.
Binderr turns what used to be a stressful, manual banking process into a streamlined, one-click experience — helping you open the best business bank account in Malta quickly, confidently, and completely online.
Finding the best bank for business accounts in Malta depends entirely on your company’s profile and risk appetite. Binderr helps you match the right provider to your business type in minutes.
Here’s a quick guide:
You can use Binderr advanced filters to sort and shortlist banks and EMIs by:
With these filters, you’ll easily identify the best bank to open a business account in Malta that suits your business size, structure, and jurisdiction and you can apply directly through Binderr in just a few clicks.
Yes, non-residents can open a business bank account in Malta, but the process involves enhanced due diligence (EDD). Maltese banks operate under strict EU AMLD and MFSA compliance frameworks, meaning every non-resident or foreign-owned entity must present a complete and verifiable profile before onboarding.
Here’s what most institutions will ask for:
Each bank interprets “non-resident” differently. Some only require EU incorporation, while others need directors outside Malta to pass additional EDD checks.
Binderr Marketplace removes the guesswork. It partners with banks and EMIs that accept remote applications and are comfortable onboarding non-resident founders.
You can apply, submit KYC, and verify everything entirely online, with Binderr’s team ensuring your documents meet each institution’s compliance format, dramatically improving approval rates.
Perfect for trading, consulting, and holding companies operating within or across the EU.
Tailored for crypto, forex, fintech, and iGaming companies that face stricter banking scrutiny.
Each of these institutions ranks among the best banks for business accounts in Malta, offering a balance between accessibility, compliance flexibility, and transaction capability.
Binderr helps you match your business profile whether you’re a SaaS company in Estonia, a licensed crypto exchange in Malta, or a holding firm in Cyprus, with the most suitable and approval-friendly bank or EMI.
The timeline to open a business account in Malta depends heavily on your business type, risk profile, and the institution you choose. Here’s a clear breakdown:
Digital EMIs: Typically 24–72 hours for clean, low-risk applications. EMIs such as 3S Money, bunq, Moneybase, and Wamo offer fast digital onboarding, making them ideal for startups, SMEs, and remote founders.
Binderr Marketplace supports a wide range of industries — from traditional to highly regulated — helping each find a bank or EMI suited to its specific risk appetite and compliance needs.
Standard Sectors:
Regulated or High-Risk Sectors:
Binderr marketplace connects each business with banks or EMIs that have a proven history of onboarding similar clients successfully. You can filter by sector, type, currency supported, pricing, etc.
Opening a business bank account in Malta through Binderr is straightforward and entirely digital:
In just a few clicks, Binderr helps you find, apply, and open the best business bank account in Malta — faster, safer, and fully compliant with EU regulations.